Client Hub - Open Banking Platform

Overview

Mission-critical open banking platform at Mastercard enabling financial institutions to generate verification reports (VOI, VOE, VOA) through secure data aggregation. Integrates Mastercard transaction reports, merchant network data via AIIA APIs across the EU, and financial institution APIs across the US. Features end-to-end report generation pipelines, multi-format delivery in PDF and JSON, OAuth-based authentication, encryption at rest and in transit, and full GDPR compliance.

Key Highlights

• Built end-to-end report generation infrastructure for VOI, VOE, and VOA reports serving 100s of financial institutions accross the US and EU Regions
• Integrated data aggregation from Mastercard transaction reports, merchant network via AIIA APIs (EU), and FI APIs (US)
• Implemented multi-format report delivery (PDF, JSON) with sub-second response times and 99% uptime SLA
• Ensured GDPR compliance across all data handling workflows with data masking and audit trails
• Platform serves 95% of US financial institutions, generating 10+ reports per client daily